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Let's find what your
portfolio is hiding.
In under 2 minutes, Kompound will scan your entire mutual fund portfolio and find problems no other app shows you — by comparing every fund against the index it should be beating.
👁️
Watch every fund against its benchmark. Flag underperformance before it costs you.
📊
Read market cycles and valuations. Know when you're buying at the top — before you buy.
🛡️
Act on real intelligence. Block panic sells. Optimize withdrawals. Protect you from yourself.
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⚠️ 7 funds flagged — Kompound found something your other apps missed
Kompound's First Scan
Just now | Analyzed 9 funds
2 of 9 funds on track. 7 are costing you money.
Your portfolio
₹48.2L
Total returns
+₹25.7L (114.2%)
Lost to underperformance
Across 7 funds vs their benchmarks
₹6.13L (12.7%)
Here's the thing:
  • 8 in 10 active funds don't beat the index.
  • You still pay 1–2% every year — whether your fund wins or loses.
  • You lose an additional 2–5% every year if you bet on the loser.
What moves the needle most
Mutual Fund Selection ~83%
Periodic Portfolio Review ~85%
Portfolio Rebalancing ~88%
Either of the 3 ~93%
Taking you to your plan in 3s…
Your action plan.
Here are all 9 funds and what to do with each. 7 are underperforming — tap to see what to switch to. 2 are on track and worth keeping.
What the index has delivered
Large Cap
Nifty 100 TRI
12.97%
10-year CAGR
11.07%
5-year CAGR
Mid Cap
Nifty Midcap 150 TRI
17.93%
10-year CAGR
18.52%
5-year CAGR
Small Cap
Nifty Smallcap 250 TRI
14.77%
10-year CAGR
17.05%
5-year CAGR
Broad Market
Nifty 500 TRI
13.85%
10-year CAGR
12.68%
5-year CAGR
Top index funds charge as low as 0.1%.
Kotak Flexi Cap
IRR
+12.3%
vs Index
−₹39.8K
›
Switch to Parag Parikh Flexi Cap?
⚠️
Not quite — check the tax first.
Switching triggers LTCG tax on your ₹5.46L gain. At 15%, that's ₹82K out of pocket today.
Tax on switch
₹82K
Drag on portfolio (5 yrs)
~1.4%
✓ Still worth it — PPFAS's alpha advantage outpaces the tax drag within ~2 years.
Makes sense to hold for now. Kompound will flag if underperformance deepens.
Quant Large & Mid Cap
IRR
+13.8%
vs Index
−₹71.5K
›
Switch to Navi Nifty LargeMidcap 250 Index?
⚠️
Not quite — check the tax first.
Switching triggers LTCG on your ₹5.78L gain. At 15%, that's ₹87K out of pocket today.
Tax on switch
₹87K
Drag on portfolio (5 yrs)
~1.5%
✓ The index TER advantage recovers this tax cost in about 3 years.
Noted. We'll keep watching this one every quarter.
Invesco India Multicap
IRR
+11.7%
vs Index
−₹1.44L
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Switch to Motilal Oswal Nifty 500 Multicap Index?
⚠️
Not quite — check the tax first.
Switching triggers LTCG on your ₹3.96L gain. At 15%, that's ₹59K out of pocket today.
Tax on switch
₹59K
Drag on portfolio (5 yrs)
~1.0%
✓ Strong switch — ₹1.44L gap makes this the clearest case in your portfolio.
Understood. We'll alert you if the gap widens further.
Axis Large Cap
IRR
+8.2%
vs Index
−₹1.07L
›
Switch to UTI Nifty 100 Index Fund?
⚠️
Not quite — check the tax first.
Switching triggers LTCG on your ₹1.96L gain. At 15%, that's ₹29K out of pocket today.
Tax on switch
₹29K
Drag on portfolio (5 yrs)
~0.5%
✓ Low tax cost, high upside — switching here is a no-brainer.
Alright. We'll flag if the underperformance continues next quarter.
Axis ELSS Tax Saver
IRR
+9.9%
vs Index
−₹1.65L
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Switch to Mirae Asset ELSS Tax Saver Fund?
⚠️
Not quite — check the tax first.
Switching triggers LTCG on your ₹1.94L gain. At 15%, that's ₹29K out of pocket today. Also note ELSS has a 3-year lock-in on new units.
Tax on switch
₹29K
Drag on portfolio (5 yrs)
~0.5%
✓ Biggest underperformer in your portfolio — ₹1.65L gap justifies the switch despite lock-in.
Fair. Keep in mind this is your biggest drag — review it again in 90 days.
Axis Midcap
IRR
+12.9%
vs Index
−₹77K
›
Switch to Motilal Oswal Midcap 150 Index?
⚠️
Not quite — check the tax first.
Switching triggers LTCG on your ₹1.99L gain. At 15%, that's ₹30K out of pocket today.
Tax on switch
₹30K
Drag on portfolio (5 yrs)
~0.5%
✓ Small tax cost relative to the gain foregone — switching makes sense here.
Got it. We'll monitor this against the Midcap 150 index every quarter.
Motilal Oswal Midcap
IRR
+8.6%
vs Index
−₹9.1K
›
Switch to Motilal Oswal Midcap 150 Index?
⚠️
Not quite — check the tax first.
Switching triggers LTCG on your ₹52K gain. At 15%, that's ₹8K out of pocket today. This fund is early — underperformance may correct.
Tax on switch
₹8K
Drag on portfolio (5 yrs)
~0.1%
⏳ Watch for now — hold 1 more quarter before deciding to switch.
Good call — this one is still early. We'll reassess in 90 days.
Parag Parikh Flexi Cap
IRR
+14.8%
vs Index
+₹66.9K
›
This fund is beating its benchmark by ₹66.9K. No action needed — keep holding.
✓ On track. Kompound will alert you if performance dips below benchmark.
Quant Small Cap
IRR
+16.1%
vs Index
+₹23K
›
This fund is beating its benchmark by ₹23K. No action needed — keep holding.
✓ On track. Kompound will alert you if performance dips below benchmark.
Ready to act on this?
Kompound will track every switch, calculate exact tax impact, and tell you the right time to move — month by month.
Here's what needs to happen.
Based on your scan, Kompound found 3 types of action needed across your portfolio.
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Stop SIPs in underperforming funds
3 SIPs to stop
⚠️
Switch off Regular plans
3 Regular → Direct switches
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Switch Large cap holdings first
1 fund | Alpha is lowest
Recommended options
⭐ Most chosen
🪞
Mirror my active plans
We'll replicate your existing SIP strategy using better-performing direct index equivalents — same allocation, lower cost.
🎯
Personalise my plan
Tell us your goals, income, and risk appetite. We'll build a plan tailored specifically to you.
Your mirrored plan.
Don't go by what we say. Switch the portion you prefer and compare it yourself.
Based on your current allocation, here's the index equivalent — same exposure, lower cost, no fund manager risk.
Segment Allocation Recommended Fund
Large Cap
24%
Axis Nifty 100 Index Fund
Mid Cap
40%
JioBlackRock Nifty Midcap 150 Index Fund Direct Growth
Small Cap
16%
JioBlackRock Nifty Smallcap 250 Index Fund Direct Growth
Broad Market
20%
ICICI Pru Nifty 500 Index Fund
Monthly SIP to switch to passive
Current SIP: ₹1,20,000/mo
₹60,000
₹0 ₹60K ₹1.2L
Your passive SIP breakdown
Large Cap 24% ₹14,400
Mid Cap 40% ₹24,000
Small Cap 16% ₹9,600
Broad Market 20% ₹12,000
Remaining in active funds ₹60,000
Savings on Your Portfolio
1 month
1 yr
10 yr
0.2%
2%
15%
₹10K
₹1L
₹7.5L
⚡ Power of compounding
You're all set, Rahul. 🎉
Your dashboard is ready. Kompound is already watching your portfolio.
Good morning, Rahul
Feb 23, 2026
₹48,20,000
+₹25,70,000 (114.2%)
2 of 9 on track
1 action needed
Switch Axis Midcap → Parag Parikh Flexi Cap
Expensive at current valuations. Switch saves ~₹62K in missed returns.
Portfolio vs Market
1W Absolute Returns
?
My Portfolio
0.5%
₹26,727.7
NIFTY 50
1.32% ⇅
₹26,944.29
19 Mar 20 Mar 22 Mar 24 Mar 26 Mar
1D
1W
1M
3M
6M
1Y
Last updated on 26 Mar 2026
🎯 Portfolio ₹/₹1: ₹1.35 avg | Parag Parikh ₹1.20 | Quant Small Cap ₹1.50 | Axis ₹2.80
🎓
Education
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Home
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Retirement
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1
Kompound is now watching your portfolio 24/7
Here's what Kompound does for you.
Starting today, your portfolio has a watchdog.
👁️
Watch all 9 funds every quarter against their benchmarks. If any fund underperforms, you'll know in weeks — not years.
📊
Honest verdicts on every fund. Always know if your fund is beating the index — and what it costs you when it doesn't.
💸
Tax-optimized withdrawals. When you need money, Kompound finds the path that saves you the most in tax and exit loads.
🛡️
Behavioral guardrails. Panic selling, bad lumpsum timing, chasing past returns — we block them before they happen.
Our alignment: We don't earn commissions. We charge a flat ₹2,500/year — regardless of your portfolio size. Zero AMC relationships. Every recommendation is in your interest.