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In under 2 minutes, Kompound will scan your entire mutual fund portfolio and find problems no other app shows you — using the ₹/₹1 framework that measures what your funds are really worth.
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Watch every fund against its benchmark. Flag underperformance before it costs you.
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Read market cycles and valuations. Know when you're buying at the top — before you buy.
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Act on real intelligence. Block panic sells. Optimize withdrawals. Protect you from yourself.
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⚠️ 7 funds flagged — Kompound found something your other apps missed
Kompound's First Scan
Just now · Analyzed 9 funds
2 of 9 funds on track. 7 are costing you money.
Your portfolio
₹48.2L
Total returns
+₹25.7L (114.2%)
Here's the thing: Your portfolio did well. But Axis Midcap cost you ₹62K in missed returns. That's the kind of thing an advisor catches in the first quarter. Groww and Coin never showed you this. That's why Kompound exists.
Your action plan.
Here are your 7 underperforming funds and what to switch them to. Tap each one — but the answer isn't always as simple as "just switch."
Kotak Flexi Cap
−₹39.8K vs benchmark
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Switch to Parag Parikh Flexi Cap?
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Not quite — check the tax first.
Switching triggers LTCG tax on your ₹5.46L gain. At 15%, that's ₹82K out of pocket today.
Tax on switch
₹82,000
Drag on portfolio (5 yrs)
~1.4%
✓ Still worth it — PPFAS's alpha advantage outpaces the tax drag within ~2 years.
Makes sense to hold for now. Kompound will flag if underperformance deepens.
Quant Large & Mid Cap
−₹71.5K vs benchmark
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Switch to Navi Nifty LargeMidcap 250 Index?
⚠️
Not quite — check the tax first.
Switching triggers LTCG on your ₹5.78L gain. At 15%, that's ₹87K out of pocket today.
Tax on switch
₹87,000
Drag on portfolio (5 yrs)
~1.5%
✓ The index TER advantage recovers this tax cost in about 3 years.
Noted. We'll keep watching this one every quarter.
Invesco India Multicap
−₹1.44L vs benchmark
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Switch to Motilal Oswal Nifty 500 Multicap Index?
⚠️
Not quite — check the tax first.
Switching triggers LTCG on your ₹3.96L gain. At 15%, that's ₹59K out of pocket today.
Tax on switch
₹59,000
Drag on portfolio (5 yrs)
~1.0%
✓ Strong switch — ₹1.44L gap makes this the clearest case in your portfolio.
Understood. We'll alert you if the gap widens further.
Axis Large Cap
−₹1.07L vs benchmark
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Switch to UTI Nifty 100 Index Fund?
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Not quite — check the tax first.
Switching triggers LTCG on your ₹1.96L gain. At 15%, that's ₹29K out of pocket today.
Tax on switch
₹29,000
Drag on portfolio (5 yrs)
~0.5%
✓ Low tax cost, high upside — switching here is a no-brainer.
Alright. We'll flag if the underperformance continues next quarter.
Axis ELSS Tax Saver
−₹1.65L vs benchmark
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Switch to Mirae Asset ELSS Tax Saver Fund?
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Not quite — check the tax first.
Switching triggers LTCG on your ₹1.94L gain. At 15%, that's ₹29K out of pocket today. Also note ELSS has a 3-year lock-in on new units.
Tax on switch
₹29,000
Drag on portfolio (5 yrs)
~0.5%
✓ Biggest underperformer in your portfolio — ₹1.65L gap justifies the switch despite lock-in.
Fair. Keep in mind this is your biggest drag — review it again in 90 days.
Axis Midcap
−₹76.9K vs benchmark
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Switch to Motilal Oswal Midcap 150 Index?
⚠️
Not quite — check the tax first.
Switching triggers LTCG on your ₹1.99L gain. At 15%, that's ₹30K out of pocket today.
Tax on switch
₹30,000
Drag on portfolio (5 yrs)
~0.5%
✓ Small tax cost relative to the gain foregone — switching makes sense here.
Got it. We'll monitor this against the Midcap 150 index every quarter.
Motilal Oswal Midcap
−₹9.1K vs benchmark
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Switch to Motilal Oswal Midcap 150 Index?
⚠️
Not quite — check the tax first.
Switching triggers LTCG on your ₹52K gain. At 15%, that's ₹8K out of pocket today. This fund is early — underperformance may correct.
Tax on switch
₹8,000
Drag on portfolio (5 yrs)
~0.1%
⏳ Watch for now — hold 1 more quarter before deciding to switch.
Good call — this one is still early. We'll reassess in 90 days.
Ready to act on this?
Kompound will track every switch, calculate exact tax impact, and tell you the right time to move — quarter by quarter.
Here's what needs to happen.
Based on your scan, Kompound found 3 types of action needed across your portfolio.
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Stop SIPs in underperforming funds
Continuing SIPs in Axis ELSS, Axis Midcap, and Invesco Multicap adds to a losing position every month.
3 SIPs to stop
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Switch off Regular plans
Axis Large Cap, Axis ELSS and Parag Parikh Flexi Cap are on Regular plans. You're paying a 1–1.6% commission trail that goes to your distributor, not you.
3 Regular → Direct switches
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Low gain — easier to switch now
Motilal Oswal Midcap has only ₹52K in gains. The LTCG tax is just ₹8K — the lowest cost switch window before gains compound further.
1 fund · Act before gains grow
Next step
Let's figure out your ideal investment plan.
Not just what to switch — but a plan that actually works for your life, income, and goals.
Works for your cash flow and risk appetite
Built around your actual goals
Tax-efficient from day one
You're all set, Rahul. 🎉
Your dashboard is ready. Kompound is already watching your portfolio.
Good morning, Rahul
Feb 23, 2026
₹48,20,000
+₹25,70,000 (114.2%)
2 of 9 on track
1 action needed
Switch Axis Midcap → Parag Parikh Flexi Cap
₹/₹1 score: ₹2.80 → ₹1.20. Saves ~₹62K in missed returns.
🎯 Portfolio ₹/₹1: ₹1.35 avg · Parag Parikh ₹1.20 · Quant Small Cap ₹1.50 · Axis ₹2.80
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Education
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Home
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Retirement
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Kompound is now watching your portfolio 24/7
Here's what Kompound does for you.
Starting today, your portfolio has a watchdog.
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Watch all 9 funds every quarter against their benchmarks. If any fund underperforms, you'll know in weeks — not years.
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₹/₹1 scores on every fund. Always know what you're paying per rupee of earnings — so you never overpay for hype.
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Tax-optimized withdrawals. When you need money, Kompound finds the path that saves you the most in tax and exit loads.
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Behavioral guardrails. Panic selling, bad lumpsum timing, chasing past returns — we block them before they happen.
Our alignment: We don't earn commissions. We charge 0.25% of AUM — we make money only when your portfolio grows. Zero AMC relationships. Every recommendation is in your interest.