Good morning, Rahul
April 1, 2026
₹48.2L
+₹25.7L (114.2%)
Invested: ₹22.5L across 9 funds · 5 years
Last scanned via MFCentral · April 1, 2026
7 of 9 funds need attention. ₹6.13L lost to underperformance.
Pending actions
3
~₹1,200/mo lost
Stop SIP in Axis Large Cap
Regular plan charging 1.58%. Switch to Nifty 100 Index at 0.10%.
Saves ~₹8,600/yr in fees + better returns
How do I do this? →
Stop SIP in Axis ELSS Tax Saver
Regular plan, -37% vs index. Use Nifty 500 Index via direct for next ELSS.
Saves ~₹8,200/yr in fees
How do I do this? →
Pause MO Midcap SIP
At 49.5x PE you're overpaying. Resume when PE drops below 35x.
Avoid buying at the top
How do I do this? →
What's changed
MO Midcap dropped from Top to Bottom quartile in 2025. Was best for 4 years — now worst.
2w ago
Midcaps at 31.6x PE — no safety margin. Consider pausing midcap SIPs.
This week
PPFAS back to Top quartile for 2025. International hedge working. Keep SIP running.
1w ago
Have a question?
Ask about any fund, allocation, or next steps
Fund
Invested
Current
Return
Kotak Flexi Cap
Flexi Cap · Direct
₹3.50L
₹7.96L
+₹4.46L
+127%
Quant Large & Mid Cap
L&M Cap · Direct
₹3.00L
₹8.28L
+₹5.28L
+176%
Invesco India Multicap
Multi Cap · Direct
₹3.00L
₹6.46L
+₹3.46L
+115%
Axis Large Cap
Large Cap · Regular
₹2.50L
₹4.46L
+₹1.96L
+78%
Axis ELSS Tax Saver
ELSS · Regular
₹2.50L
₹4.44L
+₹1.94L
+78%
Parag Parikh Flexi Cap
Flexi Cap · Direct
₹2.50L
₹4.85L
+₹2.35L
+94%
Axis Midcap
Mid Cap · Direct
₹2.00L
₹4.49L
+₹2.49L
+125%
Quant Small Cap
Small Cap · Direct
₹2.00L
₹4.24L
+₹2.24L
+112%
Motilal Oswal Midcap
Mid Cap · Direct
₹1.50L
₹3.02L
+₹1.52L
+101%
Total
₹22.5L
₹48.2L
+₹25.7L
★
Flagged midcaps as expensive at 31.6x PE — right at 5-year median with no safety margin.
✓ Since this call: Midcap 150 down 4.2%. Saved you from buying at the top.
March 15, 2026Validated
⚡
Switch Axis Large Cap to Nifty 100 Index. Bottom quartile for 3 straight years. Regular plan costing ₹8,600/yr extra.
⏳ Waiting for you to act. ~₹400/mo in missed returns.
April 1, 2026Pending
⏸
Pause MO Midcap SIP. At 49.5x PE — was 25x when returns were earned. Resume when PE drops below 35x.
⏳ Waiting for you to act.
April 1, 2026Pending
✓
Keep PPFAS Flexi Cap. Back to Top quartile in 2025. 12% international hedge protects when India dips.
April 1, 2026Active
✓
Quant Small Cap — hold with caution. Alpha is genuine but SEBI inquiry adds governance risk. Don't increase allocation.
April 1, 2026Active
⚡
Switch Axis ELSS Tax Saver — Regular plan, -37% vs index. Next ELSS allocation should go to Nifty 500 Index via direct.
⏳ Waiting for you to act.
April 1, 2026Pending
Portfolio scanned April 1, 2026 · MFCentral · Returns: AMFI NAV · Quartile: Advisorkhoj